FREE FACT SHEET FOR NSW FIRST HOME BUYERS
11 Hidden Costs
NSW First Home Buyers
are often not told about
that could affect securing your dream home
You’ve saved, you’ve planned, you can finally picture yourself in your own home. Don’t let a cost you didn’t see coming get in the way of that.
Helping Home Buyers for 20+ Years
Access to
35+ Lenders
Australian Credit Licence 378618
Get Your Free Fact Sheet Instantly
Enter your details to receive your free guide instantly via SMS. No spam, ever.
By submitting this form, you agree that PFP Lending may contact you regarding the fact sheet and your home-buying enquiry. View our Privacy Policy.
FREE FACT SHEET FOR NSW FIRST HOME BUYERS
11 Hidden Costs
NSW First Home Buyers
are often not told about
that could affect securing your dream home
You’ve saved, you’ve planned, you can finally picture yourself in your own home. Don’t let a cost you didn’t see coming get in the way of that.
Get Your Free Fact Sheet Instantly
Enter your details to receive your free guide instantly via SMS. No spam, ever.
By submitting this form, you agree that PFP Lending may contact you regarding the fact sheet and your home-buying enquiry. View our Privacy Policy.
Inside this Fact Sheet,
You’ll Discover:
The costs that can come on top of your deposit when buying your first home
Expenses that can arise before, during and after settlement
Common costs first home buyers may underestimate or forget to budget for
Fees that may come up during the finance, legal and buying process
Why keeping a cash buffer can matter when you’re ready to buy
How to create a more realistic budget and avoid unexpected costs
Real Client Outcomes
First Home Buyers
A couple planning to buy land and build came close to missing out on the First Home Buyer scheme twice, first an income cap, then rising land prices pushing them over the threshold. We tracked the changes and arranged a second valuation with another lender, keeping their place in the scheme and saving them around $15,000.
Moving Back Home
A young podiatrist needed to sell her home in Tasmania and buy in NSW, coordinating almost entirely by email while worried about running short on cash after the move. We timed her pre-approval to line up with the sale, and she settled both properties two weeks apart with $15,000 left over.
Buying Before Selling
A family had found their next home but couldn’t buy it without selling their current one first, and didn’t want to risk missing out while they waited. We arranged a bridging loan so they could move in straight away, settling the sale on their old home just 10 days later.
About PFP Lending
Ricky Ikin
Head of PFP Lending & Mortgage Broker
Matt Woodards
Founder & Director
The PFP team has been helping families across New South Wales and Victoria get into their own homes for over 20 years. We’re proud, and genuinely humbled, to be the ones families choose to trust with something this big.
Buying a home is one of the most emotional and personal decisions you’ll ever make. Our job is to keep the journey informed, smart and never overwhelming.
11 Hidden Costs
NSW First Home Buyers
are often not told about
Phone: 02 4990 3050
Email: help@pfpwealth.com.au
117 Vincent Street, Cessnock NSW 2325
Disclaimer:
PFP Lending Pty Ltd, Australian Credit Licence No. 378618, ABN 98 125 416 971. This fact sheet contains general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice. Lending criteria, terms, fees and charges apply. Case studies are historical client examples only. Individual circumstances and outcomes vary and results are not guaranteed.
Get Your Free Fact Sheet Instantly
Enter your details to receive your free guide instantly via SMS. No spam, ever.
By submitting this form, you agree that PFP Lending may contact you regarding the fact sheet and your home-buying enquiry. View our Privacy Policy.
Phone: 02 4990 3050
Email: help@pfpwealth.com.au
117 Vincent Street, Cessnock NSW 2325
Disclaimer:
PFP Lending Pty Ltd, Australian Credit Licence No. 378618, ABN 98 125 416 971. This fact sheet contains general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice. Lending criteria, terms, fees and charges apply. Case studies are historical client examples only. Individual circumstances and outcomes vary and results are not guaranteed.